How ready is your retirement, really?
A free 5-minute assessment scored across 4 dimensions — income, growth, market protection, and flexibility. You get a clear number, the gaps that are quietly costing you, and a personalized summary. No payment. No credit card. No advisor pitch.
100% free score, instantly. An optional $29.95 Toolkit is offered after you see your number — only if you want it.
A clear picture in plain English.
Your number, scored 0–100
One headline figure plus four sub-scores — income, growth, protection, flexibility.
Where your plan is exposed
Identifies the 1–3 biggest blind spots: longevity risk, market timing, LTC, income sequencing.
What to do next
Specific, prioritized recommendations — not a sales pitch. You decide what (if anything) to act on.
Free Gold & Silver IRA Kit from Augusta Precious Metals
A diversified retirement portfolio often includes physical precious metals. Augusta will mail you a free educational kit plus a 1-on-1 web conference with their Harvard-trained on-staff economist. No obligation.
Educational only · We may receive compensation when you open an account.
Why Homeowners
and Retirees
Use This Report
Built around the same diagnostic framework licensed advisors use during a paid retirement review — distilled into a 5-minute self-serve assessment.
- 1Identify retirement income gapsSpot the months or decades your projected income falls short of needs.
- 2Highlight tax planning blind spotsCatch Roth-conversion windows, RMD timing, and unfavorable account ordering early.
- 3Review retirement readinessA clear 0–100 score across income, growth, protection, and flexibility.
- 4Discover overlooked risksSequence-of-returns, longevity, LTC, inflation — surfaced before they cost you.
- 5Create a clearer action planPrioritized next steps you decide whether to act on. No pressure, ever.
A complete retirement planning toolkit — not an annuity sales pitch.
What's inside your Toolkit
Most of what's here would cost $40–$100 per resource if sold individually. You get all twelve for under thirty bucks.
Retirement Readiness Scorecard™
$79 valuePersonalized 0-100 score across 4 dimensions (income, growth, protection, flexibility). Delivered as a printable PDF report — yours to keep, forever.
Retirement Income Gap Worksheet
$39 valueA fill-in calculator that reveals your exact monthly shortfall in under 10 minutes. Walk away with a real number — not a guess — to bring to your advisor.
Social Security Maximization Guide
$39 valueWhen to claim, how spousal and survivor benefits work, and the lifetime-benefit math most retirees never run. Includes a fill-in claiming-age decision worksheet.
Retirement Tax Reduction Checklist
$39 valueLine-by-line audit of the tax exposures most retirees miss until it's too late. Spots Roth-conversion windows, RMD timing, and Social Security taxation that can save thousands.
RMD & Withdrawal Sequencing Planner
$39 valueThe drawdown order that minimizes lifetime tax — when to spend taxable, tax-deferred, and Roth, and how to fill lower brackets in your gap years before RMDs begin.
Medicare & Healthcare Cost Planner
$39 valueParts A/B/C/D explained in plain English, the IRMAA bracket trap, Medigap vs. Medicare Advantage, and long-term-care planning. Includes a healthcare-cost estimate worksheet.
Estate & Legacy Planning Checklist
$29 valueBeneficiary audit, the four documents every retiree should own, the SECURE Act trap that costs heirs six figures, and the family conversation that prevents months of legal cleanup later.
Retirement Document Organizer
$29 valueThe exact folder system your spouse, executor, or financial advisor needs in one place. Every account, policy, beneficiary, and password — findable in minutes instead of months.
IRA & 401(k) Rollover Checklist
$29 valueStep-by-step process to move retirement assets without triggering a single taxable event. Includes the 60-day rule trap, once-per-year limit, and the paperwork that protects every dollar.
Gold and Silver IRA Guide
$35 valueBuyer-protection playbook. How the IRS rules actually work, what storage and custodian fees to expect, and the high-pressure sales tactics to refuse before they cost you 20-30%.
Annuity Owner's Guide
$49 valuePlain-English playbook to audit any annuity contract you own — or are pitched. Spot hidden fees, surrender penalties, and the questions every owner should ask BEFORE signing.
Optional 15-Minute Consultation
$99 valueA complimentary 15-minute call with a licensed retirement professional. Bring your questions, get a quick second opinion — no sales pitch, no follow-up calls. Use it or don't, it's yours.
Three steps. About five minutes.
Answer 9 quick questions
Retirement status, savings range, ownership, confidence, risk tolerance, priorities.
Get your score instantly
On-screen + emailed within seconds. Zero payment required. No credit card.
Get your scorecard + PDF report
Instant on-screen results. The full PDF-style report lands in your inbox within seconds.
Stop guessing. Get the number.
During our initial launch period, you can access the complete Retirement Readiness Toolkit™ for $29.95.
Start Free Assessment